Privacy Policy | Your Data & Privacy at Wyzfin

Our Privacy Commitment

Wyzfin was built on the principle that financial education should be accessible without sacrificing personal privacy. We do not require account creation, we do not store your private financial inputs on our servers, and we never sell your personal data to third-party marketers.

Calculator Data

All calculations are performed locally in your web browser. The financial numbers you input (balances, interest rates, income) are never transmitted to our servers or stored in our database.

No User Accounts

We do not require you to sign up or provide an email address to use our calculators. You can access all of our tools anonymously.

Data Security

Since we don't collect sensitive personal or financial information, your risk of data exposure through Wyzfin is effectively zero.

1. Information We Collect

While we don't collect your calculator inputs, we do collect certain non-identifying information to help us improve the site and keep it running:

Usage Data: We collect information on how you interact with our site (e.g., which calculators are most popular) through standard analytics tools.
Device Information: Standard log data such as IP address, browser type, and operating system to help us optimize the user experience.
Contact Information: If you voluntarily reach out through our contact form, we collect your name and email only to respond to your inquiry.

2. Cookies and Tracking

We use cookies to enhance your experience and support our free model:

Essential Cookies: Used for site functionality and security.
Analytics: We use Google Analytics to understand site traffic and user behavior. This helps us decide which tools to build next.
Advertising: We use Google AdSense and other partners to serve advertisements. These partners may use cookies to serve ads based on your previous visits to our site or other websites.

Your Choice

You can choose to disable cookies in your browser settings. You can also opt-out of personalized advertising by visiting Google's Ad Settings.

3. Third-Party Services

Wyzfin contains links to third-party websites and services. Please be aware that we are not responsible for the privacy practices of those sites. We encourage you to read the privacy statements of every website you visit.

4. AdSense Disclosure

This website uses Google AdSense, a service for including advertisements from Google Inc. Google AdSense uses cookies and "Web Beacons" (invisible graphics). Through these, information such as visitor traffic on these pages can be evaluated.

The information generated by cookies and Web Beacons about the use of this website (including your IP address) and delivery of advertising formats is transmitted to a Google server in the US and stored there. This information can be passed on by Google to contracting parties of Google. However, Google will not merge your IP address with other data stored by you.

5. Your Rights Under GDPR (EU Residents)

If you are a resident of the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). These include:

Right of Access: You have the right to request copies of any personal data we hold about you.
Right to Rectification: You have the right to request that we correct any information you believe is inaccurate or incomplete.
Right to Erasure: You have the right to request that we erase your personal data, under certain conditions.
Right to Restrict Processing: You have the right to request that we restrict the processing of your personal data, under certain conditions.
Right to Data Portability: You have the right to request that we transfer the data we have collected to another organization, or directly to you.
Right to Object: You have the right to object to our processing of your personal data, under certain conditions.
Right to Withdraw Consent: Where we rely on your consent to process your data, you have the right to withdraw that consent at any time.

Legal Basis for Processing: Where applicable, we process data based on (a) your consent (e.g., for analytics and advertising cookies), (b) our legitimate interests (e.g., improving our tools), or (c) contractual necessity (e.g., responding to your contact form inquiry).

To exercise any of these rights, please contact us through our Contact Page. You also have the right to lodge a complaint with your local data protection supervisory authority.

6. International Data Transfers

Wyzfin is hosted and operated from infrastructure that may process data outside of the EEA. If we use third-party services such as Google Analytics or Google AdSense in the future, data may be transferred to servers in the United States. These transfers are governed by appropriate safeguards, including Standard Contractual Clauses approved by the European Commission.

7. Changes to This Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last updated" date.

8. Contact Us

If you have any questions about this Privacy Policy or wish to exercise your GDPR rights, please contact us through our Contact Page. You can also view our Cookie Policy for details on how we use cookies.

Your data stays with you.

Wyzfin is designed to be a private tool for your financial journey. We don't want your data; we want you to reach your goals.